You don’t need a Ledger wallet to get or use the Crypto Life Card. However, if you want to enhance the security of your Crypto Life Card user experience, we highly recommend using your Crypto Life Card with your Ledger wallet. By combining your Ledger wallet with the Ledger Live app, you can seamlessly and securely move your assets between your Ledger wallet and the Crypto Life Card, taking advantage of Ledger’s unique digital security ecosystem.

The Crypto Life Platform is provided by Frozen Time Unipessoal LDA, registered by Banco de Portugal to provide Crypto Asset Services, supported by it’s partner Baanx.com Ltd who are authorised and regulated by the Financial Conduct Authority to provide Crypto Asset Services.

Powered by Ledger stands next to its name because the card is fully integrated with Ledger’s ecosystem. You can create a Crypto Life account in Ledger Live and move assets seamlessly and securely between your Ledger wallet and the card.

Yes. You can use Cryptodraft or Stableloan and open a line of credit to spend on your card.

When you spend with your Crypto Life Card, you can earn rewards according to our loyalty program.

To enable the loyalty program, you first need to select the crypto you want to receive cashback in — currently available in BTC, USDT, and BXX. The reward amount will be calculated based on all the completed transactions you’ve made with your card, excluding transactions funded by Cryptodraft.

You can receive your cashback rewards to your chosen wallet at any time in the app – simply navigate to the “Loyalty program” page from the “Card” tab and click “Claim Rewards” to receive a 1% reward on the total amount of card transactions (in BTC or USDT) or a 2% reward if you choose BXX.

No. You need to fund your Crypto Life Card before you start spending. You can fund the card with the crypto you have in your Ledger Live wallet. Crypto-to-fiat conversion will take place at the time of purchase.

At present, the main blockchains of Bitcoin, Litecoin, XRP and Ethereum are supported for receiving and sending crypto funds. Please note that Layer 2 networks are not currently supported. Please refer to the app instructions when sending funds to your account.

You have total ownership over your assets as long as their private keys are safely stored in your Ledger wallet. Once you transfer funds from your wallet to the card, they are no longer under self-custody.

Our Support Team is ready to help via the in-app messaging. This is the fastest and most efficient way. Alternatively, you can email us at  support@cl-cards.com

Join the waitlist and as soon as your country is supported, we will let you know so you can get your account set up.

You must be a resident in the country you select, and have an address within that country in order to receive your card.

Please make sure to check your spam/junk folder. If the email does not appear after attempting to resend, please contact support@cl-cards.com.

Please ensure that you have entered the correct phone number. If you still haven’t received a confirmation text after resending, please contact support@cl-cards.com.

Unfortunately, to be eligible to create an account, you must be 18 years or older.

This is absolutely fine, as long as you have a registered address within your country of residence.

Veriff helps us confirm your identity and that you are who you say you are. This keeps us and yourself safe.

Please ensure you have entered the correct phone number. If the problem persists, please try scanning the QR code. Alternatively, you can contact us at support@cl-cards.com.

In order to keep us and yourself safe, we need to confirm that the information you have provided us is correct. Certain functionality will be restricted until we have verified your details, but don’t worry – we’ll be as quick as we can!

Please follow the instructions given to you on the screen. If you are still having issues, please contact support@cl-cards.com.

If you need to change your email address, please contact our support team at support@cl-cards.com.

If you need to change your phone number, please contact our support team at support@cl-cards.com.

If you need to change your physical address, please contact our support team at support@cl-cards.com.

If you would like to close your account, please contact our support team at support@cl-cards.com.

If you are having trouble logging in and need to reset your password, this can be done by clicking the “Having trouble logging in?” link on the login page of the platform. A password reset email will then be sent to the registered e-mail address.

You can deposit crypto on your Crypto Life card account through Ledger Live on the “Card” section by using your Ledger Nano.

As your total balance is tied to the cryptocurrency you hold, this will either increase or decrease depending on market value.

You can contact our support team at support@cl-cards.com or via live chat, which is available in the bottom right corner of the screen after logging in.

Our support team is available 24/7 via e-mail and live chat.

Currently, support is available in English.

Your digital card can be used to make online purchases wherever the merchant supports digital cards.
You can also add your card to Google Pay or Apple Pay and use it to pay in-store wherever contactless payments are accepted.

Virtual-only cards are instantly activated and ready to use.

If you’ve ordered a physical card, its virtual representation is instantly available on the Cards page of the app, and you can use these card details to pay online or add your card to Google Pay or Apple Pay.
You don’t need to activate the physical card on arrival, but before you can use it for contactless payments, you’ll need to make a purchase using your PIN.

For the first payment you make with a physical card, you will need to insert the card into the terminal and make the payment using your PIN code.

If you have any further issues with payments, please contact us at support@cl-cards.com

Due to the nature of the card balance, we do not support balance inquiries at ATMs or elsewhere.

Whilst we do support recurring payment authorisations, we do not provide the bank account functionality which would allow you to set up a Standing Order. Pre-authorisation transactions, such as those usually required at gas stations, may also be unsupported.

Due to the nature of the card, all balance inquiries at ATMs will show a balance of 0. The true balance associated with your card can be viewed on the Card page of the app.

You can link a maximum of 5 cryptocurrency wallets to your payment card at any one time.

The available balance figure shown for your Crypto Life card is an estimate. We dynamically generate this figure by calculating the total fiat value of your linked cryptocurrency wallets. We calculate the sum of your assets against live market rates and then apply our liquidation fee percentage.

Before ordering your Crypto Life card, we require all users to pass KYC / Account Verification. You will then need to ensure that your account is funded. You must also be a resident of one of our supported countries to order a card.

To order a physical card, you may be required to pay a delivery fee.

Please see the Card User Terms and Conditions on our website for more details.

See table of contents for: User restrictions table (Terms and Conditions found in “Manage Card” tab).

Please allow two weeks for delivery and double check that you have ordered your card to the correct address. If you are sure that there has been a delay or If you are unable to receive the card at the specified address, please contact support@cl-cards.com.

If you’ve lost your card, or if your card has been damaged or stolen, go to the Card Management section of the app and select Report Card Issue.

From there you’ll be able to report the issue with your card and order a replacement (fees may apply).

If you need to reissue a virtual-only card, please contact us at support@cl-cards.com

The card may be blocked if you have reported it as lost or stolen.
The card may also be blocked for security purposes if we detect suspicious activity associated with your card.

If you find that your card has been blocked without your knowledge or is not working, please contact us at support@cl-cards.com for further assistance.

If you’re trying to use your card for contactless payments, you’ll first need to complete a purchase using your PIN.

If your card is not working at merchant terminals, the card may have been blocked. If so, please go to an ATM and select ‘PIN SERVICES’. Then, select ‘UNBLOCK PIN’. We advise you wait at least 15 minutes before attempting another transaction after unblocking your card.

If you require further assistance, please contact support@cl-cards.com

If you’ve forgotten your PIN, please please go to the Card Management section of the app and select View PIN. You will need to enter your account password before you can view it.

You can view your card PIN from within the app. To do this, please go to the Card Management section of the app and select View PIN. You will need to enter your account password before you can view it.

If you need to change your PIN for the physical card, please go to your nearest ATM and you can do this from there.

If you have a virtual-only card, you can change your PIN using the Set PIN option in the Card Management section of the app. You will need to enter your account password to apply the changes.

Please avoid using a PIN that is easy to guess (for example, your date of birth or repeated numbers).

We make borrowing against your crypto easy. Simply select the terms of the Stableloan you want with our calculator (e.g. the amount, term length and interest rate) and we will tell you how much crypto you need to deposit with us to access it.

We hold your crypto as security (or “collateral”) against the Stableloan and you will receive your full amount of deposited crypto back to your wallet as soon as you have settled the Stableloan and any outstanding interest payments.

Join the waitlist and as soon as your country is supported, we will let you know so you can get your account set up.

Currently, you can deposit your Bitcoin (BTC) and Ethereum (ETH) as collateral to borrow against.

We will be expanding the list of options over the coming months and will communicate any updates on this to our users.

You can select from USDC, USDT or EURT.

You can spend these funds on the Crypto Life card, withdraw to your self-custodied wallet or exchange for other cryptocurrencies.

When taking out a Stableloan, you may select from the following terms:

3 months, 6 months, 12 months and 24 months.

However, you can settle it at any time to receive your collateral back to your wallet. You must pay the full principal amount and all interest charges

When you take out a Stableloan, we inform you that your principal stablecoin wallet will be automatically debited for the monthly loan interest payment on the corresponding day each month.

If your wallet does not have sufficient balance to meet an interest payment, you can make the interest payment later or through the “Stableloans” section of the app.

Any Stableloans with late or missing interest payments will be highlighted. If you miss multiple monthly interest payments, our user operations team will be in contact with you about payment schedules and penalties.

In order to handle the risk of a user’s deposited collateral being exceeded by the Stableloan principal, we may liquidate part or all of your collateral if your LTV% significantly exceeds the agreed LTV% of your Stableloan term.

If we believe your Stableloan is at risk of this, our user operations team will contact you to add further collateral value to reduce the LTV%.

LTV refers to “loan-to-value”, which is a term that refers to the ratio of a loan compared to the value of an asset provided as collateral.

The “loan” being the principal amount (which the borrower receives). The “value” being the value of the collateral asset (which the lender receives).

You will be able to add collateral value to your Stableloan within the app. If your LTV% has moved from agreed levels by >3%, this will be highlighted within the “Stableloans” section of the app.

If you have sufficient crypto in your wallet to make this top up, then it is a simple one click process. If you have funds in other wallets which you wish to exchange for further collateral, we also support an easy user journey for that.

Alternatively, if you have no funds in your wallet, you can send crypto to your network address. However, please remember that once this is received, you will need to return to the “Stableloans” section to add further collateral.

Yes. You can settle your Stableloan early and withdraw your collateral if you have paid back the full principal and any separate interest that is owed.

Yes. There is no limit to how many active Stableloans you can have at one time.

The handling of one active Stableloan will never affect or have any direct consequences for different active Stableloans which you may have with us.

Cryptodraft offers you the option to spend up to 60% of your collateral value as credit spent on your card.

The first 10% you spend is interest-free, while the remaining 50% is subject to a 1% monthly percentage rate (MPR).

Monthly-percentage-rate is the nominal interest rate that will accrue on the principal draft amount each month.

Select “Settle” and then “Pay Now”. This allows you to repay your full Cryptodraft principal amount and any due interest. You can make this repayment from any of your available wallets.

Select “Settle” and then “Pay Partial”. This allows you to repay any amount you wish, with no minimum. You may wish to reduce the LTV% of an active Cryptodraft or make some of your collateral available for withdrawal.

You can withdraw collateral from your active Cryptodraft at any time you want. However, you will not be able to withdraw a collateral amount which increases your LTV to over 10% as a result of this withdrawal.

2.5 BTC or 32 ETH at any one time.

BTC or ETH.

Yes. You are able to withdraw a minimum of £100 or €100 per withdrawal.

No. You must only send funds to your own bank account held in your own name. 

You can find your account limit within the Profile page of your Crypto Life account, but this doesn’t mean that you are able to withdraw that amount.

All transactions are reviewed using our cutting-edge technology and highly talented transactions team. You may be required to provide us with certain documentation for transactions above 10,000 GBP/EUR. We also retain the right to hold funds if you do not comply with any requests we make.

The fee is 3.49% of the total amount you request to withdraw. 

No. You must only send funds to your own bank account held in your own name. If you do try to send funds to an account that is not in your name, this may result in your account going into a review state.

Firstly, you must contact our Support Team immediately either via email, support@cl-cards.com, or with our in-app messaging service to explain your situation. It is your responsibility to ensure that your information is correct and Baanx cannot be responsible for any incorrect information supplied to us by you. 

Transaction processing time can take up to 24 hours. Please note that this might take longer  based on your bank’s processing system. If 5 working days have passed, and you’re still waiting for your transfer to process, please reach out to our Support Team at support@cl-cards.com.

A pending transaction is a transaction that is currently in process and being executed. Your transaction will show as completed once this has been processed on our side.

If you have never made a fiat deposit into the platform before using your bank account, you may be asked to verify the account is yours before we can process any withdrawal. This is to allow us to validate your details and ensure you are the owner of the account receiving the funds. 

You will be asked to complete a bank transfer into your Crypto Life account of £1/€1 through the platform, including your unique identifier as part of the reference when transferring funds. This £1/€1 will be returned back to your account once verification has been completed, along with your withdrawal amount.

Staking is a way of earning a passive income through holding certain cryptocurrencies. You lock your assets for a set amount of time, and you will earn rewards in return when the locking period has finished.

Staking on the Crypto Life Card powered by Ledger platform is currently only available for the BXX token – the native asset of the Baanx ecosystem. Staking BXX on the CL platform is a way to unlock additional benefits with the Cryptodraft and Stableloan product, while earning a passive income.

As our tagline states, some stake it – others BXX it! By staking BXX, you are given extra rewards and benefits on the platform, including increased LTV on interest-free percentages and also increased LTV for borrowing percentages on the Stableloan product. 

Staking BXX is also a way to earn up to 20% APR as a passive income paid in BXX. Staking terms start from 3 months up to 12 months.

Staking BXX on the Crypto Life Card platform does come with risks, which includes not being able to unlock your assets whilst they are in the staking contract. Therefore, you will need to be prepared to not be able to unlock your assets or access your reward until the staking period is completed.

The staking reward and terms are as follows: 

3-month term gives you = 5% APR

6-month term gives you = 7% APR

9-month term gives you = 9% APR

12-month term gives you = 25% APR

Staking rewards will be distributed within 10 days of the following month after the staking deal ends. No action is required on the part of the user.

Staking BXX gives you additional benefits and increased LTV levels for interest-free spending on our Stableloan and Cryptodraft products. We operate a tiered model for this benefit as followed:

No. If you wish to continue staking, you will need to re-stake your earned APR rewards and your initial stake amount.

There are only two main reasons why you are unable to stake. It may be that you do not have enough tokens to meet the minimum stake requirement, which is 500 BXX tokens. The other reason is that the token you are looking to stake is not supported on the platform. If you are having any further trouble, please contact support@cl-cards.com or use the in-app messaging service in the Crypto Life platform.

Staking rewards are paid straight to the principal BXX balance. You can review your staking reward history in the transaction history of your BXX wallet/account

BXX the native Baanx token.

For a full list of our fees, please refer to the “Platform Fees” section of our Terms of Use, which can be found at: https://cl-cards.com/waiting-list/terms-of-use.

No. The Crypto Life Platform is provided by Frozen Time Unipessoal LDA, registered by Banco de Portugal to provide Crypto Asset Services, supported by it’s partner Baanx.com Ltd who are authorised and regulated by the Financial Conduct Authority to provide Crypto Asset Services. However, it is called the “CL card powered by Ledger” as it is integrated with Ledger’s ecosystem and security principles, allowing Ledger users to use the Crypto Life platform and its features.

Ledger’s involvement is simple. They provide their community the ability to create an account within the Crypto Life platform and utilise its technology by linking their Ledger hardware wallet through Ledger Live.

In other words, Ledger Live is your Web3 app store, where you’ll find innovative apps like Crypto Life and more!

Apple Pay is a mobile payment service that allows you to make quick payments through your Apple devices, without the need for a physical card. You can use Apple Pay on any supported Apple device to make faster and more convenient payments in-store, within selected apps, and on the web.

The following devices can be used with Apple Pay:

• iPhone
• iPad
• Apple Watch
• Mac

For the full list of compatible devices, click here.

No. Your card details are not stored on your Apple device or in the Cloud. When you add your Crypto Life Card to Apple Pay, the card number is replaced by a Device Account Number.

To locate your Device Account Number, simply:

• Open Apple Pay Wallet
• Select your connected card

Tap the 3 dots symbol and scroll down to Device Account Number

No. Apple Pay is free to use.

To set up Apple Pay, you will need the following:

• A supported Apple device and supported card
• The latest version of iOS, watchOS, or macOS
• An Apple ID signed in to iCloud

For more information on setting up Apple Pay, please visit Apple’s support page.

iPhone

• Open Apple Pay Wallet and tap +
• Tap Debit or Credit Card to add a new card
• Tap Continue
• Follow the steps on the screen to add a new card

Apple Watch

• • Open the Apple Watch App on your iPhone
  • In the My Watch App, tap Wallet & Apple Pay
  • Tap Add Card
  • Tap Debit or Credit Card to add a new card
  • Tap Continue

• Follow the steps on the screen to add a new card

iPad

• Open Wallet settings
• Go to Settings > Wallet & Apple Pay
• Tap Add Card
• Follow the steps on the screen to add a new card

Mac

• • Open Wallet settings
  • Go to System Preferences > Wallet & Apple Pay
  • Tap Add Card

• Follow the steps on the screen to add a new card

Yes. Your Crypto Life Card can be added to Apple Pay on multiple devices. Your card will need to be added to each device separately.

You can use Apple Pay wherever contactless payments are accepted, or you see the contactless symbol

Apple Pay is secure, easy to use, and lets you make purchases in-store, within selected apps, and on the web.

There are three ways to pay via Apple Pay in-store with your iPhone.

Face ID

• Double-click the side button
• Look at your screen
• Hold the iPhone near the reader

Touch ID

• Hold your iPhone near the reader
• Place your finger on the Touch ID

Device Passcode

• Hold your iPhone near the reader
• Enter your device passcode

To pay in-store with your Apple Watch, simply:

• Double-click the side button
• Hold the display up to the reader to authorise payment

Please note: The Apple Watch NFC feature must be activated before you can use Apple Pay. When you strap your Apple Watch to your wrist, you will be prompted to enter the device passcode, which will then enable Apple Pay. If your Apple Watch is removed from your wrist, Apple Pay and the NFC feature will deactivate.

To pay in selected apps or on the web, simply select Apple Pay at the checkout and complete the payment.

You can use Face ID by looking at your screen, Touch ID by placing your finger on Touch ID, or enter your device passcode. For Apple Watch, simply double-click on the side button.

Once you enter billing, shipping, and contact information, Apple Pay will store this information so you won’t need to enter it again.

To pay on the web with your Mac, simply select Apple Pay at the checkout and complete the payment with either your iPhone or Apple Watch. If your Mac model has Touch ID, you can use this.

No. You do not need an internet connection to pay with Apple Pay in-store.

No. Unlike contactless card payments that limit you to a £100 spend, there is no limit for Apple Pay. This means you can pay for your weekly shopping, or fill your car up with fuel – all with your iPhone or Apple Watch.

Yes. You can view the last 10 transactions made via Apple Pay on that device within the Wallet App.

iPhone

• Open Apple Pay Wallet
• Select the CL Card and then tap … to see card details
• Scroll down and select Remove Card

Apple Watch

• Open the Apple Watch App on your iPhone
• Go to the My Watch tab
• Tap Wallet & Apple Pay and then Default Card
• Tap the card and then tap Remove Card

iPad

Go to Settings

• Tap Wallet & Apple Pay and then Remove Card
• Select CL Card to be removed from Apple Pay

Mac

• Go to System Preferences
• Select Wallet & Apple Pay
• Select CL Card to be removed
• Click the minus (-) sign to remove the card

If you have the Find My iPhone app, you can use it remotely to lock the device and disable Apple Pay. Alternatively, you can log into iCloud.com to suspend or remove your Crypto Life Card from Apple Pay remotely.

You can also contact us at support@cl-cards.com to request your card be disabled.

Apple Pay is very secure to use. You are protected through your device’s security settings (e.g. Face ID, Touch ID, or device passcode) on every transaction.

No. Merchants will not be able to see your physical card number when making transactions.

Yes, Apple Pay is completely secure. Your unique Device Account Number is securely stored on a chip in the device, meaning payments can be made without any card information being shared with the merchant.

Other features that keep your payments safe and secure include:

iPhone & iPad – Payments can only be authorised via Touch ID or Face ID (if enabled) or your device passcode.

Apple Watch – Payments can only be authorised if the device passcode has been entered, you’re wearing your Apple Watch and the device has not been lost. Additionally, its Wrist Detect deactivates its NFC feature and Apple Pay if removed. To reactivate this, the device passcode has to be entered again.

This service is only available for US based customers. If you are not based in the US, consider trying to join our EU/UK service or join the waitlist and as soon as your country is supported, we’ll let you know so you can get your account set up.

You must be a resident in the country you select and have an address within that country in order to receive your card.

Please make sure to check your spam/junk folder. If the email does not appear after attempting to resend, please contact support@cl-cards.com.

Please ensure you have entered the correct phone number. If you still haven’t received a confirmation text after resending, please contact support@cl-cards.com.

Unfortunately, to be eligible to create an account, you must be 18 years or older.

This is absolutely fine, as long as you have a registered address within your country of residence.

Veriff helps us confirm your identity and that you are who you say you are. This keeps us and yourself safe.

Please ensure you have entered the correct phone number. If the problem persists, please try scanning the QR code. Alternatively, you can contact us at support@cl-cards.com.

In order to keep us and yourself safe, we need to confirm that the information you have provided us is correct. Certain functionality will be restricted until we have verified your details, but don’t worry – we’ll be as quick as we can!

Please follow the instructions given to you on the screen. If you are still having issues, please contact support@cl-cards.com.

If you need to change your email address, please contact our support team at support@cl-cards.com.

If you need to change your phone number, please contact our support team at support@cl-cards.com.

If you need to change your physical address, please contact our support team at support@cl-cards.com.

If you would like to close your account, please contact our support team at support@cl-cards.com.

If you are having trouble logging in and need to reset your password, this can be done by clicking the “Having trouble logging in?” link on the login page of the platform. A password reset e-mail will then be sent to the registered e-mail address.

You can deposit crypto on your Crypto Life card account through Ledger Live or the Ledger Card section by using your Ledger Nano.

Simply spend with your Crypto Life card and you’ll earn rewards every time you use it (available for UK and US residents only). To enable rewards, head over to the “Card” page and select “Loyalty Program”. From there, you can choose the coin in which you would like to receive rewards (Currently available in BTC, USDT, and BXX). At the end of the month, based on the total amount of all your transactions with your card, you will receive the reward amount in your chosen coin to your account/wallet. With BTC and USDT as the rewarded coins, you will receive a 1% reward from the total amount of card transactions during the current month. If you choose BXX, you will receive a 2% reward.

As your total balance is tied to the cryptocurrency you hold, this will either increase or decrease depending on market value.

You can contact our support team at support@cl-cards.com or via live chat, which is available in the bottom right corner of the screen after logging in.

Our support team is available 24/7 via e-mail and live chat.

Currently, support is available in English.

Your digital card can be used to make online purchases wherever the merchant supports digital cards.

Once you have received your Crypto Life card, you are able to activate it within the app using the CVV number at the back of the card, completing a purchase using your PIN or typing your PIN in at an ATM machine. Remember – before you can use it online or with contactless, you must complete a purchase using your PIN.

Once you have received your Crypto Life card, you are able to use it straight away. Remember – before you can use it online or with contactless, you must complete a purchase using your PIN.

For the first payment you make with your physical card, you will need to use the PIN code. Your PIN code is something you set during card ordering and is viewable from within the app. If you have any further issues with payments, please contact one of our Support agents via the in-app chat feature.

Due to the nature of the card balance, we do not support balance inquiries at ATMs or elsewhere. Whilst we do support recurring payment authorisations, we do not provide the bank account functionality which would allow you to set up a Standing Order. Pre-authorisation transactions, such as those usually required at gas stations, may also be unsupported.

Due to the nature of the card, any balance inquiries at an ATM will show as 0. The true balance linked to your card can be viewed within your Crypto Life account within the platform.

You may link a maximum of 5 wallets to your payment card at any one time.

The available balance figure shown for your Crypto Life card is an estimate. We dynamically generate this figure by calculating the total fiat value of your linked cryptocurrency wallets. We calculate the sum of your assets against live market rates and then apply our liquidation fee percentage.

Before ordering your Crypto Life card can begin, we require all users to pass KYC / Account verification. You will then need to ensure your account is funded. You will also need to be in one of our Supported Countries for card ordering. Please see the Card User Terms on our website for more details.

See table of contents for: User restrictions table (Terms and Conditions found in “Manage Card” tab).

Please allow for a two week grace period and double-check you ordered your card to the correct address. If you are sure this has all been completed, please contact our friendly agents via the in-app chat or at support@cl-cards.com

If you’ve lost your card or your card has been damaged stolen, please log in and select “Settings”. From there, you’ll have to option to freeze your card and report your card as lost, stolen or damaged. You can also order a replacement card.

When your physical card has arrived, you will see an element in the “Card” section of your app to activate it by using the 3-digit CVV number on the back of your card.

The card may be blocked if you have reported it as lost or stolen. Please contact support@cl-cards.com if you require further assistance.

If your card is not working at merchant terminals, the card may have been blocked. If so, please got to the ATM and select ‘PIN SERVICES’. Then, select ‘UNBLOCK PIN’. We advise you wait at least 15 minutes before attempting another transaction after unblocking your card.

If you’ve forgotten your PIN, please log in and select “Settings”. From there you can enter your password and view your pin.

You can view your card PIN from within the app. To do this, please go to the “Card Management” section of your app and select “View PIN” – we will require you to enter your account password if you are a UK card holder or your card’s security code (CVV) if you are a EU cardholder before revealing this.

If you need to change your PIN, please go to your nearest ATM and you can complete this action from there.

Cryptodraft offers you the option to spend up to 35% of your collateral value as credit spent on your card.

The first 10% you spend is interest-free, while the remaining 25% is subject to 1% monthly percentage rate (MPR).

Monthly-percentage-rate is the nominal interest rate that will accrue on the principal draft amount each month.

Select “Settle” and then “Pay Now”. This allows you to repay your full Cryptodraft principal amount and any due interest. You can make this repayment from any of your available wallets.

Select “Settle” and then “Pay Partial”. This allows you to repay any amount you wish, with no minimum. You may wish to reduce the LTV% of an active Cryptodraft or make some of your collateral available for withdrawal. You can withdraw collateral from your active Cryptodraft at any time you want. However. you will not be able to withdraw a collateral amount which increases your LTV to over 10% as a result of this withdrawal.

2.5 BTC or 32 ETH at any one time.

BTC or ETH.

For a full list of our fees please refer to the “Platform Fees” section of our Terms of Use which can be found at https://cl-cards.com/waiting-list/terms-of-use.

No. The CL Platform is provided by Frozen Time Unipessoal LDA, registered by Banco de Portugal to provide Crypto Asset Services, supported by it’s partner Baanx.com Ltd who are authorised and regulated by the Financial Conduct Authority to provide Crypto Asset Services. However, it is called the “Crypto Life card powered by Ledger” as it is integrated with Ledger’s ecosystem and security principles, allowing Ledger users to use the Crypto Life platform and its features.

Ledger’s involvement is simple. They provide their community the ability to create an account within the Crypto Life platform and utilise its technology by linking their Ledger hardwallet through Ledger Live. In other words, Ledger Live is your Web3 Apple Store, where you’ll find innovative apps like Crypto Life and more!