Take your
crypto further

Crypto Life Card, compatible with Ledger™ and provided by Baanx, allows quick and safe transfers between the Crypto Life platform & Ledger Live. Elevate your crypto experience, spend smart, earn rewards, and get more out of your crypto by borrowing from 0% interest rates.

Free card
Auto-conversion from crypto to fiat at the time of purchase

Cashback
2% in BXX 1% in BTC and USDT

0% APR
When you borrow
against your crypto

Partnership
story

Ledger™ & Baanx launched the world’s first card connected to a hardware wallet back in 2021.
Since then, the partnership has continued to innovate with groundbreaking crypto finance products, including Cryptodraft - a crypto collateralised credit card facility.

Crypto Life Card continues to be the market leader in Bitcoin, Ethereum and now Solana spending.

Quick and safe transfers

Capture every opportunity on chosen chains
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From your account to your web3 wallet

Top up and manage your Crypto Life Card through the app and your Web3 wallet quickly and securely or by using the withcl.com web application.

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No subscription or hidden fees

The Crypto Life Card has been created with transparency in mind.

Unlike others, the Crypto Life Card doesn’t require any monthly payments to keep your account.

Borrow against your crypto

Get a crypto credit line fast and securely by using your crypto as collateral, with 0% APR.***

Cryptodraft credit line

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Borrow up to 60% of your collateral,
without selling your assets.
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Enjoy interest-free spending by keeping your LTV below 10%.
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Spend with 0% spending fees with crypto credit line.

Stableloan

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Get a fixed term loan, tailored to your needs.
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Choose how much you want to borrow and for how long. Borrow for 6, 12, 18 or 24 months.
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You’ll always know how much interest to pay, so no surprises.
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Borrow up to 60% of your collateral,
without selling your assets.
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Enjoy interest-free spending by keeping your LTV below 10%.
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Spend with 0% spending fees with crypto credit line.
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Get a fixed term loan, tailored to your needs.
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Choose how much you want to borrow and for how long. Borrow for 6, 12, 18 or 24 months.
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You’ll always know how much interest to pay, so no surprises.

Services
offered

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Replacing banking
with technology

01

Receive Funds Quickly. Keep Your Crypto.
Click
Close

Fast approval, no paperwork, and no credit checks. Enjoy flexible credit lines with easy repayment and industry-leading rates. Borrow without selling your crypto, with rates from 0% APR and 0% spending fees.

02

Up to 2% cashback on every purchase.
Click
Close

Shop online or in-store with your Crypto Life Card and earn up to 2% cashback on every purchase. 1% in BTC, USDT and 2% in BXX with more crypto cashback to come.*

03

Auto conversion fromcrypto to fiat.
Click
Close

Choose between a physical or a virtual card and spend crypto at over 90 million merchants globally, with instant conversion to fiat at the time of purchase.

04

Introducing Apple Pay.
Click
Close

Activate your Crypto Life Card in seconds, and instantly start spending with your iPhone.

Services
offered

/04
Receive Funds Quickly. Keep Your Crypto.
Click
Close

Fast approval, no paperwork, and no credit checks. Enjoy flexible credit lines with easy repayment and industry-leading rates.Borrow without selling your crypto, with rates from 0% APR and0% spending fees.

Up to 2% cashback on every purchase.
Click
Close

Shop online or in-store with your Crypto Life Card and earn up to 2% cashback on every purchase. 1% in BTC, USDT and 2% in BXX with more crypto cashback to come.*

Auto conversion fromcrypto to fiat.
Click
Close

Choose between a physical or a virtual card and spend crypto at over 90 million merchants globally, with instant conversion to fiat at the time of purchase.

Introducing Apple Pay.
Click
Close

Activate your Crypto Life Card in seconds, and instantly start spending with your iPhone.

Take your crypto further with your crypto life card

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Quick, safe transfers between your Crypto Life account & our partnered Web3 wallets
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Spend your crypto or use it as collateral
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Earn up to 2% cashback on every purchase
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Instant fiat conversion at the time of purchase
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Get the Crypto Life Card FREE with a $100 crypto top-up, or just cover the shipping cost.

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OTC and corporate solutions

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Enhanced card spending services

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Low cost fiat-to-crypto and crypto-to-fiat

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Same day fiat or crypto settlement up to $10m

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Buy/Sell crypto from $25K to $10m per trade

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FCA and EEA registered and regulated

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Personalised customer support

01

Securely trade large crypto blocks at competitive rates directly to your bank with OTC services for Bitcoin, Ethereum, USDT, USDC, and more.

Find out more

/

Get started

Submit trade request

Fill out our contact form or email us at otc@cl-cards.com to start your trade.

Consider your price

You will receive a price from our OTC team.

Confirm and complete trade

Complete onboarding, deposit, and execute trades with same-day settlement up to $10M.

02

We offer an easy OTC experience for buying and selling  crypto assets, without the risk of slippage

FCA | EEA registered

Regional
availability

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EU & Switzerland
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UK
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Canada
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Brazil
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Argentina
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Australia

Currently available for the residents of

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Available currencies and coins

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Bitcoin
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Ethereum
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Solana
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USDC  (Stablecoin)
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USDT (Stablecoin)
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and more
Alternatively, deposit your crypto as collateral and spend against the value without selling